Burial & Final Expense Insurance – Bloomington – 888-389-8676

Bloomington Burial Insurance & Final Expense Plans

Typically, insurers will offer burial, or final expense, life insurance to individuals who are between age 50 and age 85. There are some insurance companies, however, that will offer coverage to those who are over age 85.

We are offering an easy online application for burial insurance plans to people in the Bloomington area. No cheesy insurance salesmen, just an easy online form. Questions? Save yourself a lot of time researching and call 888-389-8676 and talk to a senior final expense agent.

What Makes This Burial Insurance For Bloomington Residents So Wonderful

• It’s very easy to get approved
• Takes minutes to apply
• Available to anyone over 50+
• Saves a lot of pain in dealing with funeral and debt fees
• No little hidden fees
• Easy & no hassle payout process

What Is Burial Insurance?

Burial insurance policies are a type of pre-need insurance that is permanent coverage, rather than term life policies. This means that these policies do not have a specific time period – or term – of coverage, and, provided that premiums are paid, the policy will not expire. In addition, these policies will also include a cash value component where tax-deferred savings can be built up over time.

These funds may be withdrawn or borrowed against if the policy holder opts to do so. However, it is important to note that an unpaid loan or withdrawal will go against the policy’s death benefit.

How Much Coverage Can I Get?

Most companies in Bloomington that offer funeral policies will only insure a person up to $50,000.  There are a handful that will go up to $100,000.

What If I Need More Than $50,000 of Coverage?

Since most companies in Bloomington will only go up to $50k in face value, it is hard for some people to obtain coverage that meets all their needs.  In this case we can work with you on obtaining a Guaranteed Universal Life insurance policy (GUL).  These polices start at $50,000 extra and go up from there.

Covering Taxes or Large Debt After Death

These Guaranteed Universal Life insurance policies are ideal for those who will be carrying a large amount of debt or a person who’s estate is sizeable and may face some pretty steep taxes after their death.

Be Prepared Covering Final Expenses For Burial Costs in Bloomington

Call us at 888-389-8676 and talk to a real person who can answer your questions on the spot.

 About Bloomington

Bloomington is a city in and the county seat of McLean County, Illinois, United States. It is adjacent to Normal, and is the more populous of the two principal municipalities of the Bloomington-Normal metropolitan area.

The Bloomington area was at the edge of a large grove occupied by the Kickapoo people before the first Euro-American settlers arrived in the early 1820s.[7] Springing from the settlement of Keg Grove, later called Blooming Grove, Bloomington was named as county seat on December 25, 1830, when McLean County was created.