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La Porte Burial Insurance & Final Expense Plans
Typically, insurers will offer burial, or final expense, life insurance to individuals who are between age 50 and age 85. There are some insurance companies, however, that will offer coverage to those who are over age 85.
We are offering an easy online application for burial insurance plans to people in the La Porte area. No cheesy insurance salesmen, just an easy online form. Questions? Save yourself a lot of time researching and call 888-389-8676 and talk to a senior final expense agent.
What Makes This Burial Insurance For La Porte Residents So Wonderful
- It’s very easy to get approved
- Takes minutes to apply
- Available to anyone over 50+
- Saves a lot of pain in dealing with funeral and debt fees
- No little hidden fees
- Easy & no hassle payout process
What Is Burial Insurance?
Burial insurance policies are a type of pre-need insurance that is permanent coverage, rather than term life policies. This means that these policies do not have a specific time period – or term – of coverage, and, provided that premiums are paid, the policy will not expire. In addition, these policies will also include a cash value component where tax-deferred savings can be built up over time.
These funds may be withdrawn or borrowed against if the policy holder opts to do so. However, it is important to note that an unpaid loan or withdrawal will go against the policy’s death benefit.
How Much Coverage Can I Get?
Most companies in La Porte that offer funeral policies will only insure a person up to $50,000. There are a handful that will go up to $100,000.
What If I Need More Than $50,000 of Coverage?
Since most companies in La Porte will only go up to $50k in face value, it is hard for some people to obtain coverage that meets all their needs. In this case we can work with you on obtaining a Guaranteed Universal Life insurance policy (GUL). These polices start at $50,000 extra and go up from there.
Covering Taxes or Large Debt After Death
These Guaranteed Universal Life insurance policies are ideal for those who will be carrying a large amount of debt or a person who’s estate is sizeable and may face some pretty steep taxes after their death.
Be Prepared Covering Final Expenses For Burial Costs in La Porte
Call us at 888-389-8676 and talk to a real person who can answer your questions on the spot.
About La Porte
La Porte is a city in Harris County, Texas, United States, within the Bay Area of the Houston–Sugar Land–Baytown metropolitan area. La Porte is the fourth-largest incorporated city in Harris County.
The community of La Porte was founded in 1892 as a speculative real estate venture by an investment group.