Life insurance is one of the best purchases that you can make for your loved ones. Life insurance is the safety net that they need in case something tragic were to happen to you. If you were to pass away, your loved ones would be responsible for all of your debts and other final expenses, which can make an already difficult situation a thousand times worse.
When you’re applying for life insurance coverage, there are dozens of different factors that you’ll need to consider to ensure that you’re going to get the best plan available to you. It can be a long and difficult process, but it doesn’t have to be. Our agents can help connect you with the best plan to meet your needs.
While there are many applicants for life insurance who can easily qualify for coverage – even with a required medical exam – there are others who may not be so lucky. This is Where a guaranteed issue life insurance policy comes into play.
Having an adverse health condition doesn’t remove your need for life insurance coverage – in fact, in many instances, it can oftentimes make your need for protection that much stronger.
While many who have been denied for life insurance coverage may feel that they have no hope, there is a possible solution – with a guaranteed acceptance life insurance policy. These policies do not require you to take a medical exam as part of the application process. In addition, you aren’t required to fill out a detailed medical questionnaire. Therefore, those who have certain health related conditions or are looking for life insurance for seniors with adverse health issues, may still be able to qualify for the life insurance coverage that they need and there are companies who offer no medical exam life insurance. Continue Reading